Report on credit lending to SMEs

The aims of the report were to:-Explore the disparity between the level of information required by lenders and the ability of SMEs to supply it. -Gain insights from the Credit Review Office (CRO) from its experience as an independent reviewer of lending decisions by banks that turn down loan requests from SMEs. -Facilitate an exchange of views between SMEs, lenders and SME advisors, which might lead to overcoming barriers to credit access.